Staff Backend Engineer – Business Banking | Monzo | Remote (United Kingdom)

Posted 2025-09-08
Remote, USA Full Time Immediate Start
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">🚀 We’re on a mission to make money work for everyone.</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We’re waving goodbye to the complicated and confusing ways of traditional banking.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">With our hot coral cards and get-paid-early feature, combined with financial education on social media and our award winning customer service, we have a long history of creating magical moments for our customers!</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We’re not about selling products &#8211; we want to solve problems and change lives through Monzo ❤️</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><a href="https://www.youtube.com/watch?v=U62l09nB0M4" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">Hear from our team about what it&#8217;s like working at Monzo</a> ✨</p>
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<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">📍London / UK Remote | 💰 £140,000 &#8211; £190,000 + Share Options | <a href="https://monzo.com/careers/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">Benefits</a> | <a href="https://monzo.com/blog/technology" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">Technology</a></strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">About our Engineering Teams:</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We have around 300 engineers out of roughly 3,000 people in total &#8211; and we have big ambitions. There are many interesting challenges ahead, and we&#8217;re happy for people to move between teams or to specialise, whatever you prefer. As an engineer here you&#8217;d be able to work directly with anyone across the company, and we run regular knowledge-sharing sessions so you’ll learn heaps about everything from how banks work to effective communication.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We contribute to<a href="https://github.com/monzo" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"> <strong class=" font-semibold">open source software</strong></a> as much as possible. Our<a href="https://monzo.com/blog/technology" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"> <strong class=" font-semibold">blog</strong></a>is a good place to learn even more about what we do.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">About Business Banking:</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">Our vision in Business banking is to become the “Financial control centre” for SMEs</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We are aiming to do this by providing the features, funding and services that businesses need. We want to integrate seamlessly with their existing tools to make them more powerful, and automate painful manual processes for SMEs. Building on the Monzo experience we want to adopt and enhance our existing features and provide new features that are specific to businesses. For example, building on top of Pots we provide businesses with Tax pots that allow them to automatically put money aside on every incoming payment to be used later in the year as they file their taxes. We also build new Business specific features like the Invoices that allow businesses to create, send and manage their Invoices directly via their account.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Our main challenges evolve around:</p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">building features that allow businesses to manage their accounts</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">enable multiple users to have access to and manage the same account</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">integrating with 3rd parties to connect to the tools that businesses use, whilst maintaining customer data accurate and easily accessible</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">managing and maintaining accurate data for businesses as they are more complex structure</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Our teams have a wide remit working vertically across all the layers of the application from the apps to the backend systems, and also horizontally across operations and internal tooling to make sure we provide the best customer experience across the board.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">Staff Engineer Responsibilities:</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">A Staff Engineer at Monzo is a technical (IC) leadership position. As a Staff Engineer in the Business Banking collective at Monzo, you’ll:</p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Partner with the Engineering Director supporting the collective and provide technical leadership across all squads.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Work with the product leadership team of your collective to ensure we are making the right trade-offs across squads.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Rally your team around a mission, objective or company priority, injecting urgency when needed or slowing down pace to make sure the right controls are in place</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Understand several work-streams across your group keeping enough context to regularly provide technical advice to other engineers</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Use your expert knowledge and experience to lead architectural discussions for the most complex systems in the collective. You’ll do this in order to arrive at solutions that are robust and optimal given the context</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Keep a high bar for technical excellence in the collective, through your own work, highlighting the work of others and calling out when things haven’t quite met the bar</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Foster a culture of quality within your collective. Proactively championing measures to test work, and gets buy-in from stakeholders when this is not appreciated.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Pro-actively mentor, sponsor and up-level engineers</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">What you’ll be using/ What you’ll be working on:</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We rely heavily on the following tools and technologies:</p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="http://golang.org/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">Go</strong></a> to write our application code (there’s an excellent interactive Go tutorial<a href="https://tour.golang.org/welcome/1" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"> <strong class=" font-semibold">here</strong></a>)</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="http://cassandra.apache.org/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">Cassandra</strong></a> for most persistent data storage</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="http://kafka.apache.org/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">Kafka</strong></a> for our asynchronous message queue</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="http://kubernetes.io/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">Kubernetes</strong></a> and<a href="https://www.docker.com/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"> <strong class=" font-semibold">Docker</strong></a> to schedule and run our services</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="http://aws.amazon.com/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">AWS</strong></a> for most of our production infrastructure and<a href="https://cloud.google.com/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"> <strong class=" font-semibold">GCP</strong></a> for most of our data infrastructure.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="https://facebook.github.io/react/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">React</strong></a> for internal Web dashboards</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200"><a href="https://feast.dev/" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"><strong class=" font-semibold">Feast</strong></a> for storing our features along a variety of tools to train and deploy models.</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">🤩We’d love to hear from you if…</strong></p>
<ul class=" text-base sm:text-lg marker:text-color list-inside list-disc text-gray-500 list-disc list-outside pl-3 mb-6">
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You have a track record of technical excellence, delivering resilient systems, ideally behind consumer products</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You have technically led large teams to solve complex product challenges and manage trade-offs.</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You want to be involved in building and protecting a product that you (and the people you know) use every day</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You have a quantitative mindset: you care about outcomes and you make data-informed decisions</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You’re comfortable working in a team that deals with ambiguity and have experience helping your team and partner team resolve that ambiguity</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">You think you’d enjoy the kind of work we’re doing</span></li>
</ul>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">🙌What’s in it for you</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">💰£140,000 &#8211; £190,000 ➕ share options.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">✈️ We’ll help you relocate to the UK.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">✅ We can sponsor your visa.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">📍This role can be based in our London office, but we&#8217;re open to distributed working within the UK (with ad hoc meetings in London)</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">⏰We offer flexible working hours and trust you to work enough hours to do your job well, and at times that suit you and your team.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">📚£1,000 learning budget each year to use on books, training courses and conferences.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">🏡We will set you up to work from home; all employees are given Macbooks and for fully remote workers we will provide extra support for your work-from-home setup.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">➕ Plus lots more<img decoding="async" src="https://monzo.com/careers/" alt=" Read our full list of benefits">.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">🌈 The application journey has 4 key steps</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Our interview process involves four main stages after an informal recruiter call:</p>
<ol>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Recruiter Call</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Initial Call</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">System Design Interview</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Take home task or pair coding exercise</span></li>
<li class=" leading-snug mb-2 pl-2"><span class="text-gray-200">Final interview including a behavioural and a leadership interview</span></li>
</ol>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">This process should take around 2-3 weeks &#8211; your schedule is really important to us, so we promise to be as flexible as possible!</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">You will have the chance to speak to our recruitment team at various points during your process but if you do have any specific questions or want to talk through reasonable adjustments ahead of or during application please us at any point on tech-hiring@monzo.com</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Please also use that email to let us know if there&#8217;s anything we can do to make your application process easier for you, because of disability, neurodiversity or any other personal reason.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">One of our staff engineers has written a detailed blog on their experience through this process, for extra details, hints and tips please see<a href="https://monzo.com/blog/2022/03/23/demystifying-the-backend-engineering-interview-process" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow"> <strong class=" font-semibold">here</strong></a>.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">#LI-Remote</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">#LI-AL1</p>
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<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3"><strong class=" font-semibold">Equal opportunities for everyone</strong></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">Diversity and inclusion are a priority for us and we’re making sure we have lots of support for all of our people to grow at Monzo. At Monzo, we’re embracing diversity by fostering an inclusive environment for all people to do the best work of their lives with us. This is integral to our mission of making money work for everyone. You can read more in our <a href="https://monzo.com/blog/diversity-and-inclusion" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">blog</a>, 2023 <a href="https://monzo.com/blog/our-2023-diversity-and-inclusion-report" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">Diversity and Inclusion Report</a> and 2023 <a href="https://monzo.com/blog/an-update-on-our-gender-pay-gap-2023" target="_blank" class="break-all font-medium underline hover:opacity-75" rel="noopener noreferrer nofollow">Gender Pay Gap Report.</a></p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">We’re an equal opportunity employer. All applicants will be considered for employment without attention to age, ethnicity, religion, sex, sexual orientation, gender identity, family or parental status, national origin, or veteran, neurodiversity or disability status.</p>
<p class=" text-gray-200 text-base sm:text-lg leading-relaxed mb-3">If you have a preferred name, please use it to apply. We don&#8217;t need full or birth names at application stage 😊</p>
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